Pengaruh Literasi Keuangan, Motivasi Investasi dan Modal Minimal Terhadap Keputusan Investasi pada Mahasiswa di Kebumen

Abstract

This study aims to determine the effect of financial literacy, investment motivation and minimum capital on student investment decisions in Kebumen. Researchers use a quantitative approach, in which the observed symptoms are converted into numbers. Data collection techniques using questionnaires distributed through the googleform application distributed to 60 respondents who are students in Kebumen. This research method uses quantitative methods with multiple linear regression analysis which is processed using IBM SPSS Statistic 24.  Partial test results show that financial literacy and minimum capital have a significant effect on investment decisions, this is evidenced by the significant value of 0.00 <0.05 and the tcount of 4.535> 2.003 for financial literacy and for minimum capital a significant value of 0.00 <0.05 and tcount of 2.193> 2.003. Simulatanly, there is an influence of financial literacy, investment motivation and minimum capital on investment decisions, this is evidenced by the significant value of 0.000 <0.05 and fcount 46.219> 2.29 and contributes an influence of 69.7% on investment decisions. Meanwhile, the results of the investment motivation test show that there is no significant effect on investment decisions, this is evidenced by the tcount of 0.677 < 2.003 and a significant value of 0.501 < 0.05.