Mekanisme Restrukturisasi Dalam Penyelesaian Sengketa Ekonomi Syariah di Koperasi Simpan Pinjam dan Pembiayaan Syariah (Kspps) Al Amin Gombong

Abstract

Financing is the activity of distributing funds by Sharia financial institutions such as KSPPS to debtors or members which is inseparable from the risk of default which can be called problematic financing. This research is motivated by problematic financing in the Al Amin Gombong Sharia Savings and Loans and Financing Cooperative (KSPPS) in 2022. One of the efforts made by KSPPS Al Amin Gombong to overcome problematic financing is by restructuring by implementing a rescheduling policy which in rescheduling, namely extending the payment period. In this research the author discusses the restructuring mechanism for problematic financing at KSPPS Al Amin Gombong, how to review Islamic law regarding restructuring. In this type of research, the author uses an empirical legal approach, the problems researched by the author, using a case study (Case Study) is used as a qualitative research design and uses two data sources, namely primary data and secondary data. Primary data was obtained through observation, interviews and also direct documentation at KSPPS Al Amin Gombong. Data analysis. techniques are carried out comprehensively in the form of regular sentences.