PENGARUH PERSEPSI KEMUDAHAN DAN PERSEPSI KEAMANAN TERHADAP KEPUTUSAN PENGGUNAAN E-WALLET DANA DIKALANGAN GENERASI Z

Abstract

This study aims to determine the effect of perceived convenience and perceived security on decisions to use e-wallet funds among generation z. The type of data used in this study is primary data. The data analysis technique used is multiple linear regression analysis. This study uses a descriptive approach with quantitative methods, data collection techniques using questionnaires. the sample in this study amounted to 60 respondents who were analyzed using IMB SPSS Statistics 26. The results of this study indicate that variable X1 (perceived convenience) has a positive and significant effect on usage decisions (Y) as evidenced by the results of the tcount of 2.291> ttable, namely 2.00247. At the X2 value, the tcount is 2.058> t table of 2.00247 with a significance value of 0.044 <0.05, which means that the X2 variable (perceived security) has a positive and significant effect on usage decisions (Y). And simultaneously, X1 and X1 together affect the value of Y as evidenced by the results of Fcount of 6.794> Ftable of 3.16.